Indian Real Estate

All about UDS or Undivided Share


17, January 2026

You must have surely heard of UDS or Undivided share when buying a property. But have you ever wondered what it really is?

Let's explore

What is UDS?

Undivided share or UDS has a major role to play when buying a home in a residential complex or a large project. Buying a plot or land is done not only to live on your property but also for the sake of investment return. Property prices drop as well as increase over time.

An undivided share is a part of the land held by the buyers of the apartment in a residential complex or a plot on which the entire project is built. Every apartment building on that plot will have a share of the land but will not have distinct boundaries.

GRC Shreekrish - Homes247.in

Similar Blogs

Significance of UDS

The building alone is not exactly a great investment because the price of the land depreciates. The older the construction, the lower the market value of the property. In other cases, the cost of the land keeps increasing over time and may offer substantial investment returns for the landowner.

Essentially, it is the undivided land share allotted accordingly to the built-up area of the apartment that determines the future monetary value of the property. In another case, if the landowner has no undivided land share, he or she may not be able to sell the property or get any good investment return.

Undivided Share (UDS) ownership promotes transparency in land transactions by establishing documented ownership. This comprehensive record minimizes ambiguity in ownership rights and reduces the likelihood of disputes. Each UDS share is documented, thus there is a reliable record of ownership percentages, which reduces uncertainty and potential problems during land sales.

While UDS allows for shared ownership, there is also the possibility of individual ownership in the future. Under certain legal arrangements, UDS land can be divided or partitioned, establishing a clear road for sole ownership of a specified area. This flexibility makes UDS appealing to those planning future growth or specific land use plans.

UDS shines as a solution for cooperative land ownership, particularly among family and friends. By pooling the initial expense of getting a UDS, you can collectively own a plot of land, making land ownership more accessible to all parties. This collaborative strategy enables you to purchase a larger block of property than you could separately, thus increasing value and future development options.

In contrast to some informal land ownership arrangements, owning a UDS provides a recorded stake in the property. This provides peace of mind because you have legal rights and a verified claim to a share of the property's value. This certified ownership ensures that you will benefit from any future increase in the land's market value.

Under specific circumstances, UDS may act as collateral for loans. However, it is essential to recognize that lenders have different policies regarding UDS acceptance. It's best to check with your preferred lender first to see if your UDS qualifies as collateral and what the loan terms are.

Also Read:

Checklist for Buying Property in India

Benefit of USD or Undivided Share of Land

There are several benefits of having an undivided share of land. Below are some of the major advantages and benefits of Undivided share of land:

  • Have yourself the rights to the portion of land by having an undivided share of land for any properties.

  • The increase in property value of undivided shares will help you receive a potential financial gain.

  • You will have the right to speak in terms of the renovation or sale of the land if you have an undivided share of land for the particular property.

  • As you know, an undivided share can be passed down to heirs so your future generation can have possession of the portion of the land.

  • By having an undivided share of land, you can share the tax and maintenance cost of the particular property.

UDS in Real estate

The individual share of land owned by each buyer of a flat or house in the overall land area on which the apartment is built is known as the undivided share of land. The most important factor in any real estate purchase is the actual land that one will own. This is more so in the case of apartments.

It is important to check who owns the land on which the entire apartment is built. The development company undoubtedly purchases it. The apartment owner collectively owns the land on which the apartment building stands. In a cooperative housing society, the land is owned by the society and flat owners are the shareholders of the society.

The cost of the structure and the cost of the land are the two important components of, the cost of an apartment. The cost of the land is the cost of the undivided share of land in the building. Later, when the building undergoes redevelopment or the government acquires it and brings it down, the property owner will get compensation based on their undivided share of land, which they have in their name.

The construction structure loses its value with time due to depreciation, so home buyers should know that the price appreciation is only the increase in land value. Thus, the amount of land you own will matter in the future. An informed buyer should always inquire about the UDS he gets with the flat.

Ownership of parking space

Home buyers should know that car parking is very valuable. Some real estate builders and developers have been guilty in the past of selling open or stilt car parking areas to individual house owners. As per Indian law, an open car parking can only be sold as part of a common area and cannot be legally included as part of the floor area for an individual apartment.

If the builder is offering a dedicated car park, the car parking area is added to the total UDA of the home buyer. For this, the buyer has to ensure that the developer document of car parking is in the owner's name.

UDS Calculation

A simple formula determines UDS calculation. It can be calculated by multiplying the total land area by the size of the individual apartment and dividing the result by the total area of all apartments in the project.

UDS = Individual apartment super built-up area / Sum of all apartment's super built-up area * Total land area

Key points about UDS

  • The buyer's agreement of sale should mention the UDS. Should inform the builders if not mentioned.

  • If the UDS promised and mentioned in the agreement are different. The home buyers should clarify it before registering the document.

  • The sub-registrar should check the share certificate during the property registration.

  • In cooperative housing societies, each member has an equal UDS, irrespective of the size of their unit.

So that's the key highlights of UDS or Un Divided Share. Let us know your thoughts in the comments section below.

Trending Blogs

Most Frequently Asked Questions?

Can I sell my share of undivided property?

Yes, you can sell your share of undivided property. The current owner can have possession of the partitioned property after receiving the ownership certificate.

What is undivided share of land?

When you purchase an apartment, a certain part of the apartment will be under the buyers' names. This portion is called an undivided share.

What is undivided share of land in row house?

By multiplying the total land area by the size of the single unit area and dividing it by the total land unit area, you will receive the total undivided share of land in the row house.

What is the benefit of UDS?

Let's say the apartment complex is demolished due to any legal issues. If you have the undivided share over the apartment that you live in, you will be getting compensation for the loss you had.

Other Indian Real Estate Blogs

21/1, Cunningham Rd, Shivaji Nagar,
Bengaluru, Karnataka 560001

+91 9164247247 (9:30 AM - 7:30 PM)
e-mail : enquiry@homes247.in

Stay Connected

Copyright © 2018 VSNAP Technology Solutions Pvt Ltd | All Rights Reserved.

Hi, I’m Homie 👋
Click to Post Your Property easily with AI